New Strategic Partnership
DXC Technology (NYSE: DXC) made an announcement about its strategic collaboration with Ripple which operates as a fintech company on January 21 2026. The partnership integrates Ripple’s blockchain-based digital asset custody, programmable payment and tokenization capabilities into DXC’s widely used Hogan core banking platform.
Hogan operates as a core banking system which enables more than 300 million deposit accounts to function while managing over US $5 trillion in global deposit transactions. This platform exists as a major backbone for international financial operations because multiple banks and financial institutions have installed it.
What the Integration Does
- DXC will implement Ripple’s institutional blockchain technology through its Hogan platform according to their agreement.
- Financial institutions are able to access digital asset custody services which provide secure storage of digital assets for their clients.
- The current banking systems enable businesses to create programmable payment systems and digitize their assets through tokenization.
The platform enables banks to connect their existing ledger systems with blockchain networks while maintaining their current operational systems. The banks and fintech companies can now provide digital asset services which meet regulatory standards because Hogan supports digital asset custody and blockchain payment functions at large business operations.
Benefits for Banks and Fintechs
The partnership aims to help regulated financial institutions move beyond pilot blockchain projects toward real-world deployment. The partnership provides two main benefits which include:
- Banks can provide digital asset services because their existing banking systems remain undisturbed by such services.
- The company provides custody services and payment solutions which meet all necessary regulatory standards while maintaining the ability to grow their operations.
- Fintech partners receive improved access to banking infrastructure which they require for their compliant custody and payment operations.
The technology of Ripple which includes Ripple Custody and Ripple Payments delivers two main functions established by its digital asset storage capability and its efficient international transaction processing.
Industry Significance
The current decision establishes digital asset functions within an essential banking system component which demonstrates that financial institutions are beginning to adopt blockchain technology. Banks can test and use digital asset functions which include tokenized assets and programmable payments through their existing systems without needing significant system upgrades.
The integration establishes XRP and Ripple’s technology as suitable options for institutional settlement and payment processing which will enhance international transaction speed and decrease operational expenses.
Broader Impact and Outlook
The DXC–Ripple partnership enables businesses to use enterprise blockchain technology by making it accessible to their operations.
- Banks acquire approved digital asset solutions which function within their current systems.
- Fintech companies receive better guidance on how to connect with conventional financial systems.
Ripple expands its banking operations by establishing its presence in essential banking systems throughout international markets. The partnership will drive digital asset technology adoption across worldwide financial institutions because it delivers systems that enable better compliance and operational connectivity with existing technologies.
